You are correct. I am, deliberately, "being uncharitable towards religion". I had far too much Catholicism in my upbringing to be respectful of any religion. If you want to know what I mean by Catholicism read the story linked by the title post, about Catholic parents in Catholic Spain. My story wasn't that bad but I saw a lot of that prejudice, arrogance and intolerance. It isn't surprising that in 50 years the country of Spain went from majorly Catholic to majorly agnostic.
> a belief like "God wants us to love our neighbors" is not.
You don't need "God wants" in that. Empathy doesn't need "God". Unlike what church people think, non-religious people have empathy and decency, too. Human beings are social animals, doing empathy is a common trait that doesn't need "divine" justification.