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My bank is an acquiring bank. They are also local so I far prefer having a direct face to face relationship with them.

They use Clover’s platform to provide devices and APIs (you could in theory use another vendor’s devices if you really wanted to).

In general, I don’t want someone else to be my payments provider since we do a lot of subscriptions, which would leave me completely locked in to a provider. Already been there done that with PayPal.

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If you want to have a direct relationship with your acquiring bank then yours would is a pretty optimal flow.

For folks who just want to get set up and get going quickly and don't mind working with a payfac to do so, we feel they should have more options, especially when it comes to DX.

I'd actually be an ideal customer of yours.

I want to have a consistent developer experience and a flexible platform regardless of which payment provider I'm using. I might also be offering a service to other people who want to "plug in" their own choice of payment providers.

Right now, I have to build all the subscription stuff myself.

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