A common example is overheating, because the way the OEM has done their device isn't a setup that the driver knows about.
Which is why on laptops, the drivers if available have to be from the OEM themselves.
If installing drivers that come directly from NVIDIA onto a laptop can cause that laptop's GPU to overheat in the sense of getting so hot it fails to function properly or has degraded reliability, that's entirely NVIDIA's fault. If by "overheating" you just mean drawing more power and causing the fans to get louder than they would in an out of the box configuration, the blame for that should be shared between NVIDIA, Microsoft, and the laptop OEM, but you shouldn't blame the user for doing something that should work and would work if those three vendors could cooperate.