This fuse blows because a crash was detected and it is to protect the people inside the car and rescuers. The article argument is that it can blow even for small crashes where no damage to the battery occurs but rehabilitating the vehicle still incurs an outrageous cost. This is not a simple over current protection fuse.
$1000 for the module with the fuse seems ok to me. Another $3000 to link the module to the vehicle is the outrageous part.