Banking software is critical, but guess what, most software engineers are not writing banking software. I never said no software engineers write critical code. Heck I'd argue most at some point in their career will write something that needs to be as bug free as possible... at some point in their careers.
My point is that for most software engineering getting a product out is more important that a super high quality bar that slows everything down.
If you are writing banking software or flight control systems please do it with care, if you are making some React based recipe website or something I don't really care (99% of software engineering falls into this latter category in my opinion).
Software engineers need to get over themselves a bit, AI really exposed how many were just getting by making repetitive junk and thinking they were special.