I think we are saying almost the same thing. I have iCloud storage, pay for one Google storage and have Office365. I use all three.
But, we travel a lot, it’s a hobby of ours. Being able to see on a map where the pictures were taken is important. iCloud Drive and Google Drive preserve all of that information and the accompanying Live Photos, and depth information. One Drive doesn’t.
But I’m okay with a two full Fidelity sources and one low Fidelity backup.