Not if you require physical presence. If you have to turn up in person at a local branch office with identifying documents, then you've greatly limited opportunities for scams. Fraud is still possible but it doesn't scale.
If this place attracts violence, the company can afford bulletproof glass and an alarm button that alerts the police, and I'd rather have the unstable 1% remanded to police at the risk and cost of a rich company than to have them stab a rando on the street later.
Employee protection laws that mandate said bulletproof glass in certain situations already exist in civilized countries.
Regardless: The fact that a specific tool is the easiest way to do something doesn't grant you a "right" to that specific tool. For example, you have a right to seek transportation; you don't have a right to a specific 2025 Toyota Camry provided by a private company.