You are right, but that could (probably not) make them go for the bad route because they would get way more money that way. 4k for a bug that could take control of your customer account sounds disrespectful to me.
That’s a free car. Free computer. Uber eats for months.
And my status with my peers as a hacker would be cemented.
I get that bounty amounts are low vs SE salary, but that’s not at all how my 16yo self would see it.