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It depends on what I'm buying. I like that when I buy Flickr I don't have to think about it every month I can just buy it and know I've made a choice for a whole year and it's done.

But on apps like Basecamp or Freshbooks I like the monthly since it isn't a huge chunk of money up front.

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Is this just a price thing, then? Or, perhaps, something more?

If Basecamp/Freskbooks were $25/year, would you rather pay for the entire year up front, or would you continue to pay monthly?

If you'd pay for the entire year up front, at what price do you consider it to be too much? Where's the crossover point for you?

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