Yeah the bar for competent is surprising hard to hit. A human being that shows up on time and it's reliable, doesn't have a problem with drugs or alcohol, or has a sick family member and just needs an advance. Good help is hard to find!
and not every job needs to be top-shelf.
Betty in Accounts-Payable just sorta needs to be there and not screw up too often. I don't need a super-star, and if we have to move her to another part of Accounting that's fine; I'll save my money for a solid CPA or two, etc.
Totally agree with you.