My monthly plan payment would not go down if I brought my own phone.
Works great, no particular coverage issues, never used enough data to hit any notable throttling.
I’ve read that these virtual networks also get lower prioritization so you can get low bandwidth when the higher tier users are active. Not sure how accurate that is.
Man thinking back, I probably got away with less than 2 dollars a month back in 2006-2010 era.
It is easy to switch between Verizon, AT&T, and T-Mobile as well. This was helpful for me as all three of the networks normally have one bar or less at my house. T-mobile WiFi calling works more reliably than Verizon.