What was the issue? While exploring Hive for real-world finance use cases, I noticed there wasn’t a clear, reusable structure for implementing credit-risk logic inside agents. This made experimentation harder and limited how easily risk-related workflows could scale across agents. How did I fix it? I contributed by working on a credit-risk–focused agent/module, improving the structure, documentation, and alignment with the existing agent pipeline. The goal was to make the logic more modular and easier to extend as new agents and use cases are added. Why does it matter? Credit risk is a core problem in many real-world applications (fintech, lending, B2B workflows). Making this logic modular and transparent helps Hive support more serious production use cases, while keeping the system understandable and contributor-friendly.