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It seems that it’s useful if it’s better than what you would have done yourself.

Although the poster had a bus company business plan that includes actuarial analysis in his head and some spreadsheets so that bar appears to be sufficiently high.

if his skill level was very low, the AI plan would still be impressive at his skill level.

In other words - If he was low skilled, AI would impress him. Now that he is high skilled, AI still impressed him.

In other words - AI improves on what a human can do.

Don't worry about it. Just vibe your business plan, if it sounds impressive it's probably correct.

It is indeed correct. (else I wouldn't have posted it here)

I wasn't arguing whether or not it's correct, I was pointing out that it's useful only because you know it's given you correct information.

Maybe we'll get to a point where we just trust everything we receive from these systems but I'm yet to meet a person who would fund a business solely on an LLMs generated business plans without being able to crosscheck them by someone trusted.