No. The "banking app doesn't work" argument against non-corporate mobile OS, raised incessantly is HN comments, is bogus
I want a "phone", i.e., small form factor computer, that can run something like NetBSD, or Linux. But I have no intention of using it for commercial transactions. Mobile banking is not why I want to run a non-corporate OS
I want to use it for recreation, research and experimentation
NB. I have more than one "phone". The choice is not corporate mobile OS versus non-corporate mobile OS, i.e., "either-or". I can use both, each for specific purposes