They can continue renting to maintain the tools they make.

One day people will not even be able to own computers anymore. They will be owned, controlled and rented out by corporate elites for limited purposes only. The personal computer will probably either cease to exist due to economic factors. It will probably be made illegal for citizens to own free computers. We'll probably need licenses to operate one.

The mere concept of people "making their own tools" is just comical in this bleak timeline.

Not entirely true. For instance if I use LLMs to build an ios app I still need to pay apple $100 to use my own app for an undetermined amount of time.

If I build a web app i still need to pay for a domain, for a server for egress.

We are just renting. Wouldn’t be surprised if in the future this gets even more depressing