"Judgement" is perfect for now. I use CC and Codex every day, and I agree they spit out something that will work on the first run, but they go wild about some system design choices. For now, I agree with you that judgement and system design/architecture is the distinction.

What I worry about and think will happen is we will see emerging platform that does full systems, and replit is a good example of that. I don't think these tools are enterprise ready yet (I might be wrong), as enterprise is always about integration with other systems including legacy ones and data silos.

I think we will be like COBOL developers now; we will maintain pre-AI systems until we retire.