As the person doing the dying you can’t rationalize it as “no worries, it’s just clinical, I’ll be back”. You die, it’s light out, later on, a blink for you, you recover and are told “you were clinically dead”. You experienced death for all intents and purposes because I don’t think there’s a cognitive process that allows you to differentiate the stages. Heck, deep sleep might be how death “feels” like.
Do people fear death (excluding suffering) because of the threshold itself or the FOMO? Missing on what would come next?