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Define "way better shape". Mentally? Physically? Spiritually?

It's not prison, but I know people who spent time in various county jails for weeks to months, and all of them definitely came out worse, and did their best to stay as far away as possible from going back (at least as far as I could tell).

How many of those people had 400 million dollars to their name?

You're discounting the risk of inheriting a large sum of money while surrounded by criminals. Getting sudden access to that sort of money is dangerous at the best of times. I'd be scared enough outside of prison, let alone in the presence of organized crime.

Why are you so sure you'd be left alone?

if this was true and not just anecdotal the number of repeated offenders would be a lot less than there are now (ask your family members how many of their cellmates were there on their first stint…)