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> utility of the product falling down to 0.

Today a bank really sent me a legitimate email about trying their new site. Went over, it was their site alright, logged in with correct username and password - poof, instantly blocked for suspicious access (from my usual home machine), call helpline to fix.

Now that's safe ... and useless. But safe.

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Reminds me of repl.it, which perma-blocked my newly created account before I even had a chance to type in e-mail verification code; in fact the notice about account block came before the one-time e-mail verification code.

I still wonder what did I do wrong (support isn't responsive). But it's true that we're both safe from having a user/vendor relationship now.

This happens to me when I inherit phone numbers previously flagged for fraud, then try to sign up for new services. My email is clean (I'm not a fraudster) but they ban me on sight based on association with a bad number since I never bother with the transfer process.

I always have to deal with this for the first year after changing carriers.

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