In a greenfield project I will have a lot of patience for a team that doesn't grasp the problem space too well yet, and needs to feel around it by experimenting and prototyping. You have to encourage that or you might not even be building anything innovative.
For the longer term legacy project then the team can't really afford to have people going down rabbit holes and it's more beneficial to approach things in the abstract and reduce the problem as much as possible. Especially with junior or mid-level engineers who can see an old codebase as a goldmine for refactoring if left unattended.
As for the fundamental culture issue... maybe. AI increases the frequency of low quality PRs and puts a bigger burden on the reviewer. I can live with this in the short term if people take lessons from it and keep building up their own skillset. I feel this issue is not unique to my team and LLM-driven development is still novel enough that we're all figuring out the best way to tackle it.