I think I would still take that option, at least partially! Our gas bills where I am have gotten awful in recent years after the gas company separated from it's parent and all the homes (apartments) around here have god awful insulation since they're 80-150 years old.

I bought some fleece sweatpants for $40 and the amount I was able to keep my home unheated was totally fine and I made that money back within that month.

Also the cost of apartment-friendly insulation paid for itself immediately as well (which wouldn't apply to most decent apartments).