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This has been a feature request since AWS was a thing.

>AWS is not built around hobbyist needs

Yes, as if no startup teams are tasked to remain within hard spending targets when they're trying to build a POC with technologies that they are not initially experts in.

I mean, by the number of people that end up with 100,000 charges in a few hours posting on HN, I'd say a lot more than you're giving it credit for.

I don't think companies want their bill run up either.

It's very common for companies to have a $1M/year contract that depends on $100k/year in AWS resources. (and maybe they have 3+ such contracts.) They could lose a contract if their account gets shut down for nonpayment, it's hard to say how much of an overage they would prefer to having their account suspended, but AWS is optimized for these kinds of customers where every dollar spent on hosting drives some multiple of revenue.