> can actually be sustainably served at $20/mo

Excepts it comes with a terrible experience that's not sustainable for any serious day-to-day work that doesn't involve constant coffee breaks to wait for some tokens to get generated. No thanks. They don't have to live up to the hype to be useful tools, and for something that costs me annually what I make in a day I'm perfectly happy with the value I'm getting of out of it all (even if someone else is subsidizing it... for now).

> going hundreds of billions of dollars into debt

This forum exists exactly because of these companies.