For this hypothetical, assume the owner took basic precautions to lock booting to the hard drive and password protect the BIOS.
But I'm not 100% familiar with how recovery mode normally works, so maybe it doesn't matter.
> To avoid typing 1)2)3)4) a bunch of more times, I'll just say 2/3/4) all still fit the definition of downplaying the situation.
I think that level of pushback against the claims is a valid (and small) amount of "downplaying". I haven't seen anyone claiming this isn't a serious issue.