Man, I remember when the common wisdom was that there would NEVER be enough people willing to put their credit card into a web browser to support a business.
I never expected to be nostalgic for those days.
I never expected to be nostalgic for those days.
Don’t use debit cards online.
That's a commonly propagated falsehood. Both legally (Regulation E) and practically (all large card networks require issuers to extend a zero-liability policy to debit cards), consumer protections are very similar.
The big difference is that, as you say, with a debit card you're potentially out the money for a few days, which can be unpleasant if it makes the direct debit or check for your rent bounce.
It’s not a trivial difference.
It was very irritating!