Have you guys met up with the Kiva team? This strikes me as such a similar model in many ways.

I imagine they would have an incredible amount of learning from the past several years that they would be willing to share. A lot of this has to do with perfecting the user experience for potential lenders / donors. It seems like you're doing a good job on this front but no doubt there's room for improvement.

I've been a loyal Kiva lender now for years and watched them grow to $375M in loans. I think you're on to something similar with tremendous potential.