People tinkering and staying away from ham bands will generally be fine and for the cheap ham gear that made easy by design usually by doing a factory reset or worst case having to clip a diode to widen their frequency ranges. Most ham gear is designed to be highly hackable.
https://www.fcc.gov/reports-research/guides/fcc-enforcement-...
But in general, yeah, unless you do it regularly, living near sensitive facilities (airport, military base, hospital, factories, research labs etc) or deliberately transmitting at/near emergency frequencies (police, paramedic etc) at most you'll get yelled by a pissed off operator (at that point, stop, they could be already coordinating with someone else to triangulate you)