> It's reduced technical debt

I think that's a misunderstanding of the phrase.

AI may have reduced your immediate technical burden.

However AI, if not carefully used, increases technical debt because it builds up a vast heap of code and business logic that nobody understands. The agent that created it forgets about it once it's out of its context window, the programmer that scripted it just knows it passed some tests.

In two, five, ten years from now trying to maintain that vibe-coded slop will be a battle between various agents making conflicting changes and some poor human trying to get it into a shippable state.