Even code you write yourself, given enough time, you will forget the why unless you wrote comments. In a way comments are as much for you as they are for others.
Even before AI, understanding code you didn't write is essential to working on a team of other developers. If you can't understand the code from reading it, then that's part of the feedback loop - too complex, needs comments, etc..
On large teams you'll spend as much time reading code as you do writing it. And long term when it comes to writing maintainable code - the ability for others to read and understand it, including the why of it, is paramount. Your code could literally be around for decades.