When people start using financial terminology outside the natural context, it's either gish gallop or justifying antisocial behavior.
Your "gish gallop" and "justifying antisocial behavior" dismissal is almost literally how creationists dismiss discussions of evolution.
Because we're a democracy, we vote, and we might vote for foolish policies unless you take the time to explain to us, in language we can understand, why they're a bad idea.
It sucks that the burden is on you. I don't deny that. But the burden is on me to explain why electronic voting (without a paper trail) is bad, that climate change is real, that vaccines are essentially miraculous, and wearing a mask during a deadly global pandemic is a good thing.
And there's certainly a lot of people willing to use fancy terms to defend cryptocurrencies, but honestly, that doesn't mean they're right.
We all have to do labor to keep the electorate informed.