perhaps they are capped only for EU merchants, because EU government works to protect their own companies and citizens from foreign artificial unregulated monopolies.
in US, the government is more protective of private monopolies due to lobbying
in US, the government is more protective of private monopolies due to lobbying
1. regulatory bloat, artificial increase in cost of business to prevent new competition
2. lack of anti-trust enforcement, government fails to protect the consumer and instead protect the monopolies' income