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> Small beer anyway, it's not like people are paying taxes via card.

I do. If I’m going to give the government a big pile of money, I may as well earn some points for my trouble.

They charge a surcharge when you pay by card, don't they?

My state government certainly does

They do, but with the redemption value I still end up ahead.

Not in Europe, where there are strict limits on credit card surcharges