So basically, in order to have a steady stream of money coming in, you need to start with having a steady stream of money coming in? :-D
Sometimes folks have help, sometimes its all debt, and sometimes it pays off eventually.
However, living beyond ones means is almost always unwise. =3
Others spend their lives making decisions out of impulsive narcissism. Unless you are a trust-fund kid, life can have very real consequences if things go sideways.
Most will learn the hard way... only lawyers and politicians get paid for excuses in life. =3