People can't be bothered to cook for themselves, and often order crappy, unhealthy food that costs 10 times as much just so they don't have to cook.
Now they're going to build their own software every time they think they need an app..?
In other words, when will we really see a transition from "yet another token generator" to something that appears to coherently observe, perceive, form intent, plan, and act in a way that is compatible with an existing, long-running human context?
(And, also, do this with enough determinism to be a viable product and not some gaping liability...)
In theory, they could be made to strictly compartmentalize their "memories" and exercise some kind of robot-client privilege. There could even be built-in, task-appropriate data-retention limits and anonymization algorithms to reduce the risk of leaks.
But instead, we should assume they will be made to remember too much and to send abusive levels of reconnaissance and other telemetry back to their parent companies. Because anything less is "leaving money on the table" and that has become the greatest sin of all... :-(
As others have said, this will be more like ordering food than "building". It's not there yet, but soon-ish it might be.