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It's very confusing. They have tokens for their API and credits for their "token plan".

Even worse... they use both terms on the same page in dashboard.

"""

Credits 4,100,000,000 Credits

Total Token Consumption

"""

Ooooo... I now realize the trick. It's a mental play... give 1000x of "credits" but charge in same old tokens.

I prefer this to Anthropics "in the next 5 hours you have X tokens to spend, and we are not going to tell you what X is"

Here token price is model price + busy hours surcharge, and BTW nowhere near 1000x

No doubt this is better than Anthropics... and yes, I computed the ratio again: it's 38.92 (at least based on what's shown in my dashboard).