Agreed, and I think we satisfy your two conditions and many more.
If I read you right, question 1 pertains to irrationality, and question 2 pertains to powerful storytelling.
OK here’s one example that shows you are on the right track, but there is still more.
My ex-wife is gluten free. This single choice never comes alone. in my ex-wife’s case, she also believes in the healing power of crystals and essential oils. (Irrationality checkbox); I cannot describe her vision of cosmic creation but I guarantee it involves witchcraft/folk magic and differs from traditional dogma (Storytelling checkbox).
BUT THERE IS AT LEAST ONE MORE VERY IMPORTANT CHECKBOX! A good religion also prescribes a proper way to behave and act in the world for maximum benefit in the afterlife. In these newer religions, the afterlife is “the health of the planet”, so one must do everything in this life to ensure you do not hurt that future.