Ask HN: Who is your startup using for insurance?

We have a small startup, with about 1/2 mil users, and roughly 15 staff. We have been struggeling to find a suitable insurance provider because everyone we speak too is expecting us to have fortune 500 structure with network engineering diagrams, 100s of policy documents, in house servers, physical access card systems, etc. We just don't have any of this stuff, so we keep striking out with these insurance companies. Is there anything more geared towards small shops?