“Your enrollment will end on the last day of this month, and we will be providing every affected employee with information about extending their coverage through COBRA.”
“The last day of the month, so, today?”
“Yes, that is correct. On the other hand, our OpenAI and Anthropic accounts are paid quarterly, so you will retain access to your chats and may continue using these tools until the end of September.”
Me, never able to not say something stupid, "Got it. Don't get hit by a bus on the 1st."
Dead silence. HR playing ping-pong with their eyes. They eventually told me something like that had happened to a person who'd just left a few months prior to this.
One of these days, I'll learn, yeah?
(Source: was on COBRA for the past 18 months, was annoyed that it ran out. Equivalent plans on my ACA exchange cost significantly more.)
I suspect for the average American the math goes the other way.
Source: Tried COBRA many times in the past decade (lots of startups) and it was never worth it. I wish health insurance wasn't tied to employers at all.