Same story here as your first paragraph. But I can't bring myself to make the switch. Not just because of the pain or changing addresses but also because (among other reasons) payment introduces failure modes that I don't find acceptable. E.g., there should be no payment necessary for me to receive mail at my main address. Physical mail doesn't work that way; it's ridiculous for email to. Email is supposed to be better than physical mail, not worse. Even more so if I'm paying for it.