Did you notice that it's an affordability crisis out there? An absolutely enormous number of people are skipping bills, taking on credit, and using predatory lenders to make end meets, and your recommendation is to add another fee on top of things.
It's not practical or useful guidance for the vast majority of people. I strongly agree with supporting privacy, but this sort of behaviour (adding trackers, etc) to normal functions without a full disclosure and opt-out mechanism must be made illegal, otherwise we are just creating markets for "privacy preserving" technologies that are increasingly less likely to actually be effective for that purpose but sure do put on a good theatre of seeming that way.