> But if you're too poor for that, at least you get something in six to twelve months instead of nothing or bankruptcy.

Depends on the country, Australia triages so that routine, mundane, non life threatening procedures might take six months (or less) - but even a flat broke unemployed person needing an emergency stent placement in their heart gets that damn near over night with follow up hospital watch and after therapy at no cost (might get a $500 ambulance bill, but that's another can of worms - St John's Ambulance coverage is cheap, supports a worthy cause, and prevents that surprise charge).