Not even close. Even OpenAI and Anthropic aren't bad enough that they claim literal ownership of your inputs and outputs.
> HN's for example
You're not paying to use HN. Getting banned here has essentially zero consequences.
If Z.ai uses its absolute powers to ban you because you wrote a review about them or something, then you lose actual money. This is especially relevant if you're looking to take advantage of their discounted yearly payment option.