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I highly doubt that just because its supposedly covered under TOS that they'd start using celebrity Instagram pictures against their will. There are plenty of reasons for them not to.

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Yes, but "trust us" is not a good disclaimer on a legal document.

Exactly, https://news.ycombinator.com/item?id=4947182

Even if you trust Instagram, ownership of them and their rights to your IP could change hands to less scrupulous parties...

Yeah. You never know when they'll get bought out for a billion dollars by a social media company with a history for mistreating its users' IP.

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