Due to the recent outage where it didn’t work properly, this should be renamed Monzo Limp-In.
"We're going to be so reliable after this; big banks don't stand a chance" was what I took away from it.
The migration went horribly. Tier 0 clusterfuck. Debit cards were completely unusable and they lost ledger data. That and the occasional duplicate transaction (like the duplicated student loan payment that put me in a really bad spot at the time, which I was only given $50 for the inconvenience) was enough for me to _run_ bank to Chase.
So, yeah, I get why the big banks are totally fine with keeping their mostly-rock-solid core banking functions on the mainframe and stick with datacenters everywhere.