I do not disagree but I also do not see how, without liability for its action, would a business have customers. Surely there are idiots but if someone put up a sign in front of the hospital like "we are not liable for anything that happens inside these walls" I will venture a guess that business will suffer. This will also open up business opportunities for other businesses to jump in with "we stand by what we do, you'd be crazy to go to _____ for services we are offering."

I might be naive to the core but I think, in the long run, I am not very Doom&Gloom about AI like you are sounding, people have a way of (eventually) making their own decisions and won't put up with this world you are pitching (I hope lol)