Consider the possibility that your brain chemistry is different from that of other people, and that this could affect the level of responsibility people bring to bear here.
I met someone recently who filed bankruptcy over tens of thousands of dollars of debt incurred obsessing over baseball cards (!) There is always going to be someone.
Surely you can use your imagination a bit and imagine the difference between baseball cards and connecting your bank account to a gambling app, especially with all the paid endorsements from companies and celebrities telling young people they will make a lot of money using these apps.