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> Is my insurance going raise my rates because my vehicle won't provide telemetry for them to buy?

They will do it and some sneering POS in the comments will defend the practice.

It's already happening. Nationwide offers a discount if you agree they get to use the data feed that is already wired to them - they specifically name Toyota as the brand that delivers your driving information automatically. On other manufacturers you get the discount if you enable their app while driving (ironic, since cell phone use is strongly tied to worse driving outcomes)

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