I watched the scene and the more I think about it, the more I dislike it.

The quote is great and is a sobering view at how we live our lives. On that part I agree.

But Bob said right before that he won't be able to afford his mortgage nor the medical costs of his daughter's asthma and the movie somehow forgot to address that.

As inspirational as the speech may be, I doubt Bob went home and started applying to chef jobs afterwards. If anything, he's more likely to end up working the frier at KFC.