Luckily, I survived it all without serious injury. What I discovered affected me the most was business OVERHEAD, the cost of doing business. I had 8+ employees in the mail order business plus a lease space, numerous expenses, huge overhead. With the lake pump business I had day labor guy I paid only on days I needed him. I was quite able to be the chief salesman, website creator and manager, head diver, head electrician and plumber, etc. Lowest overhead of anything I ever got involved with, consequently the most successful. Huge savings for retirement, mortgage paid off, no debt, got a Rivian on order. Rec diving in Asia and the Caribbean with my son, kiteboarding in Costa Rica. Blue collar made me successful.
On the other hand, my son is a degreed comp. sci grad who got hired just before machine learning became a thing, his company gave him the title of "senior engineer" recently instead of a raise, in fact, his salary raises have stopped, luckily he still has a job.