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This comment contradicts your earlier comment though, where you mentioned “poor people have”, a clear reference to wealth rather than earnings.

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In the US people don't say "has money" as meaning net worth, they are generally talking about spendable money ie a paycheck unless you're talking about someone super rich who "has money" or "comes from money."

Maybe. Open to the idea others use the same words to mean different things. Will is being imprecise while also being argumentative which is fun.

In my literal mind, someone who spends money has none. They had it. To have money is to be wealthy, not to simply earn it.

That's simply not how it's used in the US then. To spend money is to have it in the first place.

> a clear reference to wealth rather than earnings.

No, sorry, it isn't. People commonly use the phrase "has money" to refer to income in American English.

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